Fees & Insurance

Fee Schedule

Clinical staff bill according to their credentials and experience using a tier system. Please review the Fee Schedule below and/or Staff pages for more information. Some counselors’ services may be eligible for insurance reimbursement, while others’ services are not reimbursable. This information is also posted in the Full Life lobby.

Individual/Couples/Family Sessions (fee schedule effective 1/1/2022)

* Tier 1: $60/session – Recovery Coaches and Student Counselors

** Tier 2: $110/session – Certified Alcohol and Drug Counselor (David Spillman) 

*** Tier 3: $135/session – Masters-level, licensed clinicians w/ less than 10 years of experience (Anna Fleig, Marlena Del Hierro, Cathey Floyd, Amanda Beck, Sara Bailey, JImmy Tunstall, Brittany Corcoran, Angel Joel) 

**** Tier 4: $150/session – Masters-level or PhD-level licensed clinicians w/ 10+ years of experience (Ann Dixon Coppage, Britta Starke) 

***** Tier 5: $175/session – Clinical Director & Founder (Leigh Zick Dongre, Ginny Mills)

 

Care Coordination Services (as recommended): $35/hr (Cristina Mounts) 

 

Equine-Assisted Psychotherapy:  Britta Starke, LCSW, LCAS and Full Life partner with area equine facilities (such as Southern Cs Farm in Summerfield) for equine-assisted psychotherapy for individuals, families and corporate teams. Full Life bills clients for Britta’s Tier 4 professional time (which may be covered by insurance), and the equine facility charges an additional per-session, program fee. Please consult with the equine facility owner for more information about program fees.

Insurance coverage by any policy is unknown. Superbills, claims assistance and advocacy for coverage of equine-assisted psychotherapy will be provided. 

 

  • *, ** – not eligible for insurance reimbursement by any policy
***, **** and ***** – eligible for CBHA/Medcost in-network status and out-of-network insurance reimbursement from most companies.
Group Sessions

 

Discovery Group – $65/session. Discovery Group requires pre-screening and orientation, and all participants are required to participate in individual counseling at a minimum of an every other week basis. Individual therapist of record can be a Full Life clinician or a clinician with whom the client has an established therapeutic relationship. 

Professionals Relapse Prevention Group – $75/session. Note that this group requires a commitment for participation for a minimum of one year. Required to participate in individual counseling, with individual session fees charged at the rate of the individual therapist. Individual therapist of record can be a Full Life clinician or a clinician with whom the client has an established therapeutic relationship. 

Substance Use Assessments

Safe Use Check-Ups & Special Request Assessments

Safe Use Check-Ups are typically billed to include fees for 3 session hours (2 face-to-face sessions and 1 for the time spent analyzing findings outside of session) plus any testing and lab expenses. Typically the clinician will order SASSI and SOCRATES testing, as well as labs based on the information reported by the client. Some lab tests are more expensive than others, but the clinician will communicate to you the cost of recommended tests and the rationale for selecting that/those labs. Results are communicated verbally, but a written summary of conclusions is available for an additional fee.  A typical final cost for a Tier 3 clinician to complete a Safe Use Assessment with  SASSI/SOCRATES, routine labs and the provision of a verbal summary of conclusions and recommendations would be as follows:  $405 + $50 + $20 = $475. If more expenses labs are recommended, lab test fees could range from $100-$275 in additional fees. 

Special Request Assessments from employers, attorneys or academic institutions are typically billed the same as Safe Use Check-Ups, with the additional expense of the Care Coordinator’s time to collect information from collateral contacts and the clinician’s time to prepare a written report. Care Coordinator’s time is billed in 15-minute increments at $30/hour. Written reports are billed at $50/printed page. A typical final cost for a Tier 3 clinician to complete a Special Request Assessment with SASSI/SOCRATES, routine labs and the provision of a written summary of conclusions and recommendations would be as follows:  $405 + $50 + $20 + $150 = $625. If more expenses labs are recommended, lab test fees could range from $100-$275 in additional fees. 

 

Comprehensive Assessments

$1000 retainer to cover the costs of all interviews, standardized testing, lab tests, records review and comprehensive report.

Each assessment includes face-to-face interviews, collateral interviews, SASSI and SOCRATES standardized screening, biometric testing that is most consistent with the presenting substance use issues, records reviews, case conceptualization, and an extensive report to the referring organization. Each assessment concludes with an actual accounting of the professional time and expenses. The actual accounting could lead to an invoice for an additional payment or could lead to a refund for unused funds. If there is a balance due, the final report will be held until the balance is paid in full. Similarly, any refund tue will be paid in full to the client at the time the report is release. 

Those referred by professional monitoring organizations for whom fees would create a financial hardship may be eligible for scholarship funds available through that organization. If scholarship funds are unavailable, our office can provide information about mLend Financial, a private healthcare lending company that offers healthcare loans for 0% interest, 12-month financing for qualified applicants. 

DWI Assessments

$100 as mandated by the State of North Carolina.

Note that assessments and 508 forms will be held until the balance is paid in full.

Sober Transport & Sober Companion Services

Sober Transport for Court Appearance, Treatment Admission, etc.

$1000/day for 10 hours or more and $500/day for 6 hours or less. Once transport has been completed, If overnight stay is required, return travel will billed at $60/hour. All travel expenses (i.e. mileage, airfare, meals, accommodations) are billed separately.  

Same gender-transport can be arranged with private contractors that have been vetted and endorsed by Full Life. Additional fees may apply. 

Sober Companion Services

Sober companion services are typically billed by the day, although the first and/or last day may be billed as a partial day depending upon the itinerary. 

$750/day plus travel expenses (i.e. mileage, airfare, meals, accommodations). Our Sobriety Support Specialist is Charlie Lawson. Charlie has worked in the recovery field since 2016 and brings his experience, strength and hope to share on the journey with those needing support services for sobriety. Charlie also works as a Recovery Coach and the Client Services Representative for Full Life Counseling & Recovery. 

 

Fees for Love First-model supports are available on request.

Insurance

CBHA/Medcost: Full Life is in-network for most (but not all) Tier 3, 4 and 5 clinicians and all groups. Full Life files claims on behalf of those insured by CBHA/Medcost and will collect any required copay for services. Co-pays for services are defined by CBHA/Medcost. CBHA does not cover the cost of no-show or late cancellation fees, so CBHA clients need to be careful to know and understand our policy for charging NS/LC fees. CBHA covers Ann Dixon Coppage, Leigh Zick Dongre, Jimmy Tunstall, Britta Starke, Cathey Floyd, Amanda Beck, Anna Fleig, Marlena Del Hierro, and Sara Bailey. 

 

Out-of-Network?

Full Life is recognized as an “out of network provider” for other insurance companies. Full Life provides instructions for how to verify your benefits and how to know what to expect for reimbursement. We’ll also provide you with “superbills” from each session to assist you in filing your own claim. Those with out-of-network insurance and no insurance are required to pay in full at the time of service.

Blue Cross Blue Shield of NC Member Claim Form
Cigna Behavioral Health Member Claim Form
United Healthcare Instructions & Claim Form
Charges for No Shows, Late Cancellations and Attendance

• This is no charge for cancellations communicated at least 24 hours in advance.
• The full fee for the scheduled service minus $1 will be charged for no-shows and cancellations with less than 24 hour notice from the time of the scheduled appointment. 

Methods of Payment

Full Life accepts payment by cash, personal check or credit/debit/flexible spending cards. Those who pay by credit/debit/flex cards for amounts that are over $500 are asked to pay a 2.75% surcharge for using a Visa, Mastercard or Discover card or a 3.5% surcharge for using an American Express card effective December 1, 2014.

 

Financial Assistance

Clients enrolled in monitoring with the NCPHP

NCPHP clients may be eligible for up to $2000 in scholarship funds each calendar year. Those monitored by NC LAP may also be eligible for scholarship funds. NCPHP-monitored and NC LAP-monitored clients should contact your field monitor to find out how to apply.

Sponsoring organizations

Some of Full Life’s counselors participate in the Open Path Collective, a membership-based site that helps link participating clinicians with those who seek a sliding fee scale for counseling services. Not all Full Life counselors participate, and participating counselors have a limit on the number of Open Path clients they can serve at a time. For more information about the Open Path Collective, go to openpathcollective.org.

Full Life partners with the Forsyth Jail & Prison Ministry, Phoenix Rising, and the Forsyth County Drug Court to assist individuals whose addiction led to criminal behavior that resulted in incarceration. For more information about participating in any of those organizations, please contact them directly. Full Life cannot provide services without a direct referral from the prison ministry’s Transition to Work Program or from the Forsyth County Drug Court. 

Occasionally local churches, schools, businesses or non-profit organizations agree to provide scholarships to cover the costs of care at Full Life. In such cases, all transactions occur directly between Full Life and the sponsoring organization. Although a release of information is required to provide the sponsoring organization information about attendance, general progress, and billing, no additional confidential information is ever released.

Financial Assistance with mLend or PROSPER

Individuals and families seeking admission to Full Life’s Aftercare IOP (intensive outpatient program), DBT Comprehensive, year-long relapse prevention program, or interventions may be eligible for healthcare loans through mLend or PROSPER. mLend provides 12-month interest-free healthcare loans, while PROSPER’s healthcare loans are interest-bearing.

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